SimplePaymentTokenFormatter.php

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<?php
namespace Magento\InstantPurchase\PaymentMethodIntegration;

use Magento\Vault\Api\Data\PaymentTokenInterface;

class SimplePaymentTokenFormatter implements PaymentTokenFormatterInterface
{
    private $integrationsManager;

    public function __construct(IntegrationsManager $integrationsManager)
    {
        $this->integrationsManager = $integrationsManager;
    }

    public function formatPaymentToken(PaymentTokenInterface $paymentToken): string
    {
        $integration = $this->integrationsManager->getByTokenForCurrentStore($paymentToken);
        $paymentMethod = $integration->getPaymentMethod();
        $paymentMethodTitle = $paymentMethod->getTitle();
        return (string)$paymentMethodTitle;
    }
}