AssertSaveCreditCardOptionNotPresent.php

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<?php
namespace Magento\Vault\Test\Constraint;

use Magento\Checkout\Test\Page\CheckoutOnepage;
use Magento\Mtf\Constraint\AbstractConstraint;

class AssertSaveCreditCardOptionNotPresent extends AbstractConstraint
{
    public function processAssert(CheckoutOnepage $checkoutOnepage, $payment)
    {
        \PHPUnit\Framework\Assert::assertFalse(
            $checkoutOnepage->getVaultPaymentBlock()->isVaultVisible($payment),
            'Save for later use checkbox is present.'
        );
    }

    public function toString()
    {
        return 'Save for later use checkbox is not present in credit card form.';
    }
}